Your Personal Injury Lawyers
The 2012 Canadian Survey on Disability found that one in seven Canadians 15 years or older live with a disability that limits their daily activities. Of Canadians aged 25 to 64 with a disability, only 49% were employed, compared with 79% of those without a disability. For Canadians who cannot work because of a physical … Continue reading “Disability Standards in Ontario: Own Occupation vs. Any Occupation”
According to a Statistics Canada survey conducted in 2012, nearly 4 million Canadians had a disability that limited their daily activities, including more than 15% of Ontarians. We’ve discussed before some of the benefits available to Ontarians when a disability prevents them from earning an income through work, including: Private disability insurance purchased by the … Continue reading “Can You Be Fired While on Disability in Ontario?”
Many Ontarians have long-term disability insurance through their employers. Such policies provide income replacement if the employee is unable to return to work after other short-term disability benefits expire. In some situations, an employee may not immediately recognize to apply for long-term disability. For instance, if the employee suffered a traumatic brain injury, the more … Continue reading “Does Long-Term Disability Insurance Protect Me After I am Forced to Leave My Job?”
When a person is injured by another’s wrongdoing — whether those injuries are physical or emotional, as in a personal injury claim, or only legal, as in a breach-of-contract claim — Ontario law permits the injured person to sue for compensation for his or her injuries. That compensation comes in the form of damages, which … Continue reading “Pecuniary and Non-Pecuniary Damages in Long-Term Disability Claims”
In 2015, more than 500,000 Canadians — about 1.4% of all Canadians — reported suffering from chronic fatigue syndrome (CFS). CFS, also known as myalgic encephalomyelitis/chronic fatigue syndrome (ME/CFS), is a debilitating illness involving overwhelming fatigue that can prevent a person from working or even confine him or her to bed. Unable to work, many … Continue reading “How Difficult is it to Prove Chronic Fatigue in a Disability Claim?”
Long-term disability (LTD) rates are on the rise. According to RBC Insurance, LTD incidence rates are expected to increase 4.7% this year compared to 2017. This may be in part related to a stronger Canadian economy — RBC has found that as gross domestic product accelerates, so do the amount of long-term disability claims. The … Continue reading “Ontario Long-Term Disability Incidences on the Rise”
In 2011, Statistics Canada published a report on injuries using information from the 2009 to 2010 Canadian Community Health Survey. It found that falls were the leading cause of injury in Canada. Among adolescents, these typically occurred while playing sports. But among seniors, falls usually occurred while walking or doing household chores. When those injuries … Continue reading “Ontario Apartment-Injury Claims: What You Need to Know”
Every year in Ontario, tens of thousands of Ontarians suffer personal injuries as the result of motor-vehicle collisions, medical negligence, dangerous premises, defective products, and other causes. Unfortunately, not every injured Ontarian understands his or her legal rights in the context of a personal injury for which another person is at fault. Two of the … Continue reading “Ontario Personal Injury Claims: What are My Rights?”
