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Long-Term Disability


Secondary Disabilities: When Injuries Cause Mental Health Concerns

After surviving a serious accident, people who have sustained life-altering injuries may face a world of difficulties. Acquiring a physical disability can often lead to secondary disabilities, including mental health issues that may seem impossible to overcome. Mental illnesses like depression or post-traumatic stress disorder (PTSD) can prevent injured people from performing basic routine activities, including the duties of their jobs. To learn how an Ontario lawyer may be able to help if you are suffering from injury-related mental health concerns, click here.

Beginning to Understand the Long-Term Effects of COVID-19

Researchers estimate that between 10-30% of people who have contracted COVID-19 will experience lingering, often debilitating symptoms. In Canada, COVID-19 “long-haulers” have reported experiencing serious symptoms for months following their initial infection. These long-term symptoms can affect patients’ quality of life and, in many cases, their ability to perform the duties of their jobs. However, many long-haulers are struggling to find support during this difficult time. Click here to learn more.

Recovering LTD Benefits for Invisible Injuries and Illnesses

Some injuries, illnesses, and other chronic medical conditions may not manifest themselves through easily observable symptoms. However, even though the symptoms of these conditions may be “invisible” to others, they could still significantly impact a patient’s quality of life and their ability to earn a living. Since the symptoms of invisible injuries or illnesses cannot be quantified through objective medical evidence, it can be difficult for people suffering from them to receive long-term disability (LTD) benefits. Click here to read more.

Sun Life Facing Potential LTD Benefits Class Action Lawsuit

Sun Life Assurance Company of Canada (Sun Life) is currently facing a proposed class action lawsuit for $10 million. The case was recently filed with the Ontario Superior Court of Justice. The Sun Life class action lawsuit alleges that the company willfully miscalculated cost-of-living increases for clients receiving long-term disability benefits. The lawsuit alleges that … Continue reading “Sun Life Facing Potential LTD Benefits Class Action Lawsuit”

Will I be Taxed on Personal Injury Damages or Disability Benefits?

If you have been injured in an accident and are set to receive a personal injury settlement or disability benefits, one of the important questions that always comes to mind is how the benefits will be taxed. Many workers have disability benefits provided through their workplaces. There are also other options to purchase disability coverage … Continue reading “Will I be Taxed on Personal Injury Damages or Disability Benefits?”

Will Accepting EI or Disability Benefits Hurt My Personal Injury Claim?

If you suffer a catastrophic injury in a motor vehicle accident, you may be legally disabled and therefore unable to return to work. Aside from any benefits you recover under your auto insurance policy, or from the negligent driver in a personal injury lawsuit, you may also qualify for other benefits, such as long-term disability … Continue reading “Will Accepting EI or Disability Benefits Hurt My Personal Injury Claim?”

Recent Case Examines When an Employee’s Disability Frustrates an Employment Contract

Can you be fired while on disability in Ontario? We explored that question in an article earlier this year. As we explained then, the answer to that question is that it depends—mostly on the reason you were fired. Because Ontario’s Human Rights Code (HRC) requires employers to accommodate workers’ disabilities to the point of undue … Continue reading “Recent Case Examines When an Employee’s Disability Frustrates an Employment Contract”

 
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