As many Ontarians are aware, the auto insurance rates in the province are the highest in the country. The average annual premium in Ontario was $1,544.86 in 2012, a massive 45 percent more than in Alberta, reports The Globe and Mail. While it’s clear that’s there’s a problem in the industry, authorities and industry leaders … Continue reading “The Ongoing Debate on Auto Insurance Premiums in Ontario”
As of April 2014, senior citizen drivers in Ontario must undergo an in-class screening process to determine their driving eligibility. This assessment, utilized specifically for seniors age 80 and older, serves as an alternative to the previous written tests once required when seniors renewed their license. The New Driving Rules for Senior Citizen Drivers in … Continue reading “New Assessment for Senior Citizen Drivers in Ontario”
Ontario follows a strict liability rule when it comes to dog bite cases, making it a relatively straightforward process for dog bite victims. However, even though victims don’t have to prove the dog owner was negligent, the courts will still take a close look at whether or not the victim was partly responsible for the … Continue reading “Proving a Dog Bite Claim in Ontario”
A study released in the May 2014 issue of the Canadian Medical Association Journal reported that pregnant women are more susceptible to car accidents. Particularly, women in their second trimester of pregnancy are approximately 42 percent more at risk for being involved in a traffic accident than they were prior to pregnancy. Researchers speculate that … Continue reading “Safe Driving Tips for Pregnant Drivers”
The Ontario Ministry of Transportation sets clear guidelines regarding off-road vehicles. The rules, detailed in the Off-Road Vehicles Act (R.S.O. 1990, CHAPTER O.4), explain the vehicle requirements, driving requirements, and basic rules of the road. This could help you avoid an off-road vehicle accident. Off-Road Vehicle Requirements The Ministry requires off-road vehicles, often referred to … Continue reading “Rules for Driving an Off-Road Vehicle in Ontario”
In 2012, nearly 4 million Canadians reported a disability, including roughly 15 percent of Ontarians, according to Employment and Social Development Canada (ESDC). Fortunately, disabled persons can file a claim for either long- or short-term disability as long as they meet their insurance qualifications. Common Types of Disability The ESDC reports that the 10 most … Continue reading “Most Common Types of Disability Claims in Canada”
General Motors recalled 2.6 million vehicles for a defect in the ignition switch. GM found that the ignition switch can move out of the “run” position, which can cause the car to lose power and the engine to shut off. Read out to learn more about the ignition switch recall and if your car is … Continue reading “Important GM Canada Ignition Switch Recall Information”
Economic losses are monetary damages, or those demonstrable on a balance sheet. In the aftermath of an injury-causing accident, many survivors are forced to pay out-of-pocket for various injury-related expenses. They might lose wages if they are required to miss work to recover from their wages. They might suffer a reduced earning capacity because of their … Continue reading “An Overview of Economic Losses on Insurance Claims in Canada”