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What Happens if I Need to Sue a Negligent Driver and My Disability Insurer Following a Car Accident?

A serious motor vehicle accident can leave you unable to return to work and thus earn a living. In such cases you may be eligible for benefits under a long-term disability insurance policy, as well as damages from the negligent driver in a separate tort (personal injury) claim. Of course, either the negligent driver or … Continue reading “What Happens if I Need to Sue a Negligent Driver and My Disability Insurer Following a Car Accident?”

Do I Have to Let a Jury Hear My Ontario Personal Injury Case?

Under Ontario law, the judge has the discretion to decide “issues of fact” or “damages assessed” without a jury. The Ontario Court of Appeal has explained, however, that all parties — plaintiffs and defendants alike — have a “substantive” right to a jury trial that “should not be interfered with without just cause.” Therefore, a … Continue reading “Do I Have to Let a Jury Hear My Ontario Personal Injury Case?”

How Ontario Juries Address Questions of Contributory Negligence

One of the more complex issues that may need to be addressed following an Ontario car accident is determining fault when two or more parties are involved. Take a simple, two-vehicle collision in which each driver insists the other caused the accident. What happens if a judge or jury decides both sides were liable to some … Continue reading “How Ontario Juries Address Questions of Contributory Negligence”

Can You Be Fired While on Disability in Ontario?

According to a Statistics Canada survey conducted in 2012, nearly 4 million Canadians had a disability that limited their daily activities, including more than 15% of Ontarians. We’ve discussed before some of the benefits available to Ontarians when a disability prevents them from earning an income through work, including: Private disability insurance purchased by the … Continue reading “Can You Be Fired While on Disability in Ontario?”

Does Long-Term Disability Insurance Protect Me After I am Forced to Leave My Job?

Many Ontarians have long-term disability insurance through their employers. Such policies provide income replacement if the employee is unable to return to work after other short-term disability benefits expire. In some situations, an employee may not immediately recognize to apply for long-term disability. For instance, if the employee suffered a traumatic brain injury, the more … Continue reading “Does Long-Term Disability Insurance Protect Me After I am Forced to Leave My Job?”

 
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