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Dependent on a Relative: Am I Also Covered by Her Ontario Auto Insurance?

Many Ontario residents depend on a family member’s Ontario auto insurance to cover them in the event of a car accident. Under Ontario’s Statutory Accident Benefits Schedule, an “insured person” includes any “dependant of the named insured or of his or her spouse.” A dependant does not have to be a minor child, but can … Continue reading “Dependent on a Relative: Am I Also Covered by Her Ontario Auto Insurance?”

How Ontario Limits Pain and Suffering Damages in a Car Accident

Car accident victims in Ontario face an uphill struggle when it comes to seeking damages from a negligent driver. First, the victim has to collect evidence and present it in a tort claim in court to prove the negligent driver is liable. Then, even after the other driver’s fault has been established, Ontario limits pain … Continue reading “How Ontario Limits Pain and Suffering Damages in a Car Accident”

Am I Entitled to Statutory Benefits for a Car Accident Outside of Ontario?

All automobile insurance providers in Ontario are required to provide their policyholders with the mandatory types of coverage outlines in the provincial Statutory Accident Benefits Schedule (SABS). Even though certain no-fault accident benefits should be available to all injured survivors of motor vehicle collisions, insurance companies do not always make it easy for policyholders to … Continue reading “Am I Entitled to Statutory Benefits for a Car Accident Outside of Ontario?”

My Insurer Denied My Request for Statutory Accident Benefits: What Now?

If you were injured in a car accident, regardless of which driver was at-fault, you could be entitled to accident benefits through your insurance provider. That is because all automobile insurance policies in the province are required to offer coverage in accordance with the Ontario Statutory Accident Benefits Schedule (SABS). The no-fault accident benefits to … Continue reading “My Insurer Denied My Request for Statutory Accident Benefits: What Now?”

 
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