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Wrongful Death Claims in Ontario: What You Need to Know

According to preliminary statistics from the Ontario Ministry of Transportation, almost 500 Ontarians died as the result of 439 fatal traffic collisions during 2016. Though thankfully relatively rare, such cases are among the most tragic for everyone involved. Family and friends confront the unexpected loss of a loved one and the daunting prospect of living … Continue reading “Wrongful Death Claims in Ontario: What You Need to Know”

Can My Insurer Demand an Independent Medical Examination Before Paying Out Accident Benefits?

Ontario is a “no-fault” jurisdiction with respect to motor vehicle accidents. This means that your own insurance company is expected to pay you certain statutory benefits if you are injured in a car crash. Ideally, the system is supposed to promptly compensate you without the need to jump through a bunch of legal hoops. Unfortunately, … Continue reading “Can My Insurer Demand an Independent Medical Examination Before Paying Out Accident Benefits?”

Am I Legally Responsible for Damages to a Stolen Rental Car?

A motor vehicle accident can leave you on the hook for significant damages, not just to injured persons but also to the vehicle’s owner. If you take out a rental car, for instance, your contract with the owner may require you to assume financial responsibility in the event of an accident. You may even be … Continue reading “Am I Legally Responsible for Damages to a Stolen Rental Car?”

When is a Cohabitant a Spouse for Ontario Auto Insurance Purposes?

The Canadian family is changing. According to Statistics Canada, in 1991, 42% of Canadians were married, and 5.5% were cohabiting with another person as a couple. By 2017, the percentage of Canadians who were married had fallen to less than 39%, and the percentage who were cohabiting had jumped to almost 10%. Social shifts like … Continue reading “When is a Cohabitant a Spouse for Ontario Auto Insurance Purposes?”

How do Costs Work in a Personal Injury Lawsuit Involving Multiple Defendants?

Like most Canadian provinces, Ontario follows a “loser-pays” rule in civil litigation. This means that as a general rule, the prevailing party in a lawsuit can seek reimbursement of a portion of the costs associated with the litigation from the losing party. Ultimately, if the parties fail to agree on costs, a judge makes the … Continue reading “How do Costs Work in a Personal Injury Lawsuit Involving Multiple Defendants?”

 
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